Privacy Policy And Terms And Conditions

Place Book Disclaimer:

Please read these TERMS AND CONDITIONS OF USE AND TRANSACTIONS ("Terms and Conditions") carefully. By accessing, browsing, or using the online services or functions provided on this Website, you agree to be bound by the terms and conditions described herein and all terms incorporated by reference, along with any applicable laws and regulations.

These terms apply to all visitors, users and others who access or use this Website. If you do not agree to all of these terms, do not use this Website. Place Book reserves the right to terminate your access to this Website at any time with or without notice.

Place Book reserves the right to change or modify these Terms and Conditions, at any time, without notice, and in its sole discretion. Any modification will be effective immediately upon posting the revisions to this Website, and by using this Website you agree to any modifications and waive any right to receive specific notice thereof. At any time, you may print this page and retain it for your records.

As used in this Agreement, the term "this Website" shall mean https://www.placebookspaces.com and any other website published or sponsored by Place Book and includes all pages viewable through the Internet on any website published or sponsored by Place Book. The term "this Website" does not include any page or part of any website not published or sponsored by Place Book that contains an electronic link, or any reference tohttps://www.placebookspaces.com or any other website or web page published by or sponsored by Place Book.

As used in this Agreement, the terms "Place Book," "we," "our" and "us" refer to Place Book, its parent: Callaway Solutions and all its subsidiaries and affiliates, including without limitation, Callaway Solutions.

Disclaimer of Warranties

To the fullest extent permitted by applicable law, this Website and all content, materials, functions, information, and services are provided on an “as is” basis without warranties of any kind, either express or implied, including without limitation any implied warranties of merchantability, non-infringement of intellectual property, fitness for a particular purpose, and course of dealing or trade usage. Without limiting the foregoing, Place Book, its directors, officers, employees, parent, affiliates, subsidiaries, successors and assigns make no warranties or representations (i) that the content, materials, functions and services will be accurate, complete, reliable, error-free, or uninterrupted, or that defects, errors or mistakes will be corrected, and Place Book assumes no liability or responsibility for errors, mistakes or omissions in the Website, or (ii) about the absence or non-transmission of a computer virus or any computer program, software or file that may contain a computer virus or other disruptive, damaging or harmful computer code.

Limitation of Liabilities

You expressly acknowledge and agree that your use of this Website and its contents, materials or functions, and any reliance on the materials, opinions, advice, statement, memorandum, or information, and any third-party hyperlinks, shall be solely at your sole risk. In no event will Place Book, its parent, affiliates and subsidiaries, their directors, trustees, officers, employees, agents, independent contractors, vendors, successors and assigns be liable to you or any third party for any claims, demands, causes of action, losses, damages, costs or expenses, whether direct, indirect, compensatory, consequential, special, incidental, expectation, exemplary or punitive , including without limitation personal injury or property damage, pain and suffering, emotional distress, lost revenue or profits, loss of business or anticipated savings or earnings, costs of procuring substitute service, benefit of the bargain, lost opportunity, loss of products, data or use, or any other intangible losses, even if you have notified Place Book about the possibility or likelihood of such losses or damages, arising out of, connected with or in any way relating to

1. the authorized or unauthorized access or use of,
2. the inability to access or use this Website,
3. the termination of your access to this Website, or
4. the inability to complete any function or transaction on this Website or any of its contents, materials, or functions, including without limitation the inability to compete applications for insurance products or coverage, payment of premiums, or the transfer of funds, regardless of the theory of liability or recovery, whether sounding in law or equity, and whether presented in a court of competent jurisdiction, arbitration, mediation, or any other tribunal or forum for dispute resolution.

Release and Indemnity

To the fullest extent permitted by applicable law, you agree to release, defend, indemnify and hold harmless Place Book, its parent, affiliates, subsidiaries, their directors, trustees, officers, employees, agents, independent contractors, vendors, successors and assigns from any claims, actions, demands, lawsuits, costs, damages, expenses or other liabilities, including, but not limited to, court costs, witness fees and expenses, and reasonable attorneys’ fees and expenses, directly or indirectly resulting from (i) your access to, or use of, this Website or any of its contents or functions in a manner other than as expressly authorized by these Terms and Conditions, (ii) your breach of any of these Terms and Conditions, or any covenant, representation or warranty you provide herein, (iii) the unauthorized use of or access to this Website by any third person to whom you have disclosed, or who has discovered, your confidential username and password, including any transactions or functions performed by such unauthorized third persons, (iv) any violation of the rights of any third party, or (v) any violation of applicable state or federal laws, rules and regulations.

Intellectual Property

The trademarks, service marks, trade names, slogans, logos, trade dress, icons, URLs, domain names and other identifiers (“Marks”), registered or not, displayed on this Website are the exclusive property of Place Book, unless otherwise disclosed. Nothing contained on this Website is intended or may be construed or interpreted as granting, by implication, estoppel, waiver or otherwise, any license, right or permission to use, and you are prohibited from using, any Marks for any purpose without the express prior written consent of Place Book.

You are also prohibited from modifying, copying, downloading, distributing, transmitting, displaying, publishing, selling, licensing, modifying, creating derivative works, or using any content contained or available through this Website for commercial or public purpose, without the express prior written consent of Place Book. You may not include or use any Mark or any variation of the foregoing as a metatag, hidden textual element, or any other indicator that may create the impression of affiliation, sponsorship, endorsement, or any other relationship between Place Book and you, or any other site, person, entity, or organization.

Any unauthorized use of any images displayed on this Website, or any other content, materials or functions on this Website, except as provided herein, may violate copyright laws, trademark laws, privacy or publicity laws, and communications regulations, rules or statutes.

Copyright Notice

If you believe that a work protected by a United States copyright has been linked to, posted, or stored on this Website without authorization, please contact the following agent designated pursuant to the Digital Millennium Copyright Act (“DMCA”) to receive notification of claimed copyright infringement: Place Book at 915-356-0195.

Hyperlinks

Place Book may provide links to third-party websites or resources for your convenience only and is not responsible for the content of any third-party websites linked to or from this Website. If you link to these third-party sites, you will leave this Website. If you decide to visit any linked site, you do so solely at your own risk, and subject to that site’s terms and conditions of use, transactions, and privacy policy that may be different from this site.

Unless otherwise stated, the linked third-party sites are not under our control, and we are not responsible or liable for the accuracy or completeness of the content on any linked site, any hyperlinks therein, or any changes or updates thereto. The owners or operators of third-party websites may collect information about you through the use of cookies or other internet technologies, and we have no control over the security or privacy practices of those third parties.

A link from this Website to any third-party website does not mean that Place Book is affiliated or associated with that website or its sponsor, or that Place Book approves, sponsors, endorses or recommends that website or its sponsor, any linked websites, any information appearing thereon, or any products or services described thereon.

"Agent Only" Information

Unless you are a licensed agent, or registered representative appointed by or associated with Place Book, you may not access any pages, sections, materials, or functions on this Website marked “For Agent Use Only,” “For Real Estate Professionals Only,” “For Administrative Use,” or words and phrases of similar import and meaning. These parts of this Website contain proprietary materials used solely for the training and education of our select members, employees and such communications are not intended for public dissemination.

Use of Online Information

When you visit or use this Website, we may collect certain information about your visit or use of our online services. For example, we may capture the IP address of the device you use to connect to the Website, the type of operating system and browser you use, and information about the site you came from, the parts of our Website you access, and the site you visit next.

We or our third-party partners may also use cookies, web beacons or other technologies to collect and store other information about your visit to, or use of, our Website. In addition, we may later associate the usage and other information we collect online with personal information about you.

Transactions

By accessing this Website, existing realtors or others associated with Place Book may make inquiries about the existing policy/contract and perform certain allowable Transactions. If this is applicable to you and you wish to take advantage of these features, you must complete the online registration process, including creating a confidential username and password to be used for identification and security purposes.

Place Book provides the information on this Website solely as a convenience to you. The information shown on this Website is not an official record. Although Place Book uses reasonable efforts and diligence to include accurate and current information about your transactions because we cannot control the Internet, and all hardware and software involved in making this Website available, errors or omissions can occur.

You are encouraged to confirm the accuracy of any information about your account that you receive through this Website by calling our customer service representatives at 915-356-0195.

You agree to comply with the following guidelines for reviewing information about any policy/contract registered on this Website and for making Transactions:

Place Book's customer service representatives are generally available Monday through Friday, during the hours of 8:30 a.m. and 5:00 p.m. Central Standard Time during the Place Book business day. If you need assistance with use of the Place Book Website, please call customer service representatives at 915-356-0195.

Place Book will maintain a record of all inquiries, feedback, requests, instructions, and actions made through this Website.

Place Book will send an email confirmation of specific actions to the email address provided for the Place Book Website and App user. You are responsible for providing prompt notice to Place Book for any change in your email address.

Online Security

As part of your online registration process, users will be required to provide Personally Identifiable Information (PII), such as your name, address, telephone number, e-mail address(es), username and/or password. All Personally Identifiable Information will be handled in a manner consistent with Place Book’s Privacy Policy, as supplemented, modified or amended from time to time.

As a Place Book user engaging in online services through this Website, you have chosen a personal, confidential USERNAME and PASSWORD which allows you to access this Website. By obtaining a username and password, you agree that the use of this electronic identification is the legal equivalent to your written signed instructions to Place Book, and that your identity as an authorized user of our Website is determined solely by your username and password.

Personally Identifiable Information that you provide through online use of this Website will be stored on secure servers and protected by encryption. These security measures are intended to keep your Personal Information secure and to prevent unauthorized access. Effective security, however, is equally dependent upon you protecting your personal username and password for access to this Website.

You are solely responsible for keeping your personal username and password confidential. You are also responsible for logging out and closing your internet browser when your online session is complete to prevent access to this Website through unauthorized use of your username and password.

You understand that anyone who gains access to your personal username and password can access information relevant to your account on this Website. Accordingly, if you give anyone access to your personal username and password, or if you fail to notify us immediately upon learning that anyone else has gained access to your username and password, or accessed your account without your permission, you agree that each such person will be acting as your agent and on your behalf, and will be bound by this Agreement and any other agreements governing your policy/contract. You agree that Place Book is unable, and under no obligation, to confirm the identity or authority of any person accessing this Website using your personal username and password.

We are not liable for such other person’s access or actions. We may rely and act on all instructions received via this Website using your personal username and password, and all transactions performed, even if not known, intended, transmitted, authorized, or approved by you, are considered transactions authorized by you.

Place Book, its directors, officers, employees, sales associates, affiliates, subsidiaries, successors and assigns assume no responsibility, and shall not be liable for, any damage, loss or injury you may incur as a direct or indirect result of any third-party gaining access to your personal username and password that will give any third-party access to your information with regard to, your policy/contract.

You must contact us immediately if:

You need to change, disable, or revoke your username or password.

You believe your username or password has been lost, stolen or in any fashion compromised such that an unauthorized person could access your account.

You believe that someone may attempt or has attempted to access your account without your consent; or

You agree, to the fullest extent permitted by applicable law, to release, indemnify and hold harmless Place Book from all losses, costs, damages, and/or expenses, including without limitation all court costs and reasonable attorneys' fees, resulting in any way from any good faith action taken by Place Book (i) acting upon a transaction accomplished, completed, or requested by anyone using your username or password required for gaining access to this Website, or (ii) refusing within its sole discretion, to execute or process any requested Transaction for which insufficient or inaccurate information has been provided or if other circumstances warrant such refusal.

Disclaimer of Legal or Tax Advice

The information provided is not written or intended as specific tax or legal advice and may not be relied on for purposes of avoiding any federal or state tax penalties. Place Book, its employees, agents, and representatives are not licensed to provide legal advice or authorized to give tax advice. Individuals are encouraged to seek advice from their own tax or legal counsel.

Governing Law and Venue

Your use of this Website will be governed in all respects by the laws of the operating state, without regard to choice of law provisions. You consent and submit to the sole and exclusive jurisdiction and venue of the courts located in the operating state in any legal proceeding directly or indirectly arising out of, connected with or relating to this Website or these Terms and Conditions.

Termination

Place Book may terminate or suspend access to this Website immediately, without prior notice, consent or liability, for any reason or no reason, including without limitation if you breach the terms hereof. All provisions of this Agreement which by their nature should survive termination shall survive termination, including without limitation ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Entire Agreement; Severability; Non-Waiver of Rights or Remedies

Except to the extent otherwise set forth herein, these Terms and Conditions set forth the entire understanding between Place Book and you with respect to your access to and use of this Website and its content and functions, and supersedes all prior or contemporaneous statements, communications, or understandings regarding access, use and transactions.

If any portion of these Terms and Conditions is found to be unenforceable, then that provision will be deemed severable from these Terms and Conditions and will not affect the validity and enforceability of any remaining provisions. Any failure by Place Book to exercise its rights or remedies provided under these Terms and Conditions will not constitute waiver of such right or remedy, or any other rights or remedies.

Thank you.